DESK ADJUSTER COURSE Property Pre-Test Questions

DESK ADJUSTER PROPERTY COURSE FOR CANADIAN DEPLOYMENTS

Answer the following Property Pre-Test Questions to qualify for the Desk Adjuster Auto Course for Canadian Deployments

GENERAL INFORMATION

State: PROPERTY PRE-TEST QUESTIONS

How many years experience do you have as a Property Desk Adjuster: Explain what each XA and X1 are used for. What is some important information you need to relay during your first conversation with a policy holder? List the steps, in order, for a claim from FNOL to completion Explain ALE Coverage Explain the steps taken to process recoverable depreciation. What is the difference between XA and Guidewire? Give details of a difficult claim and what you did to turn it around? Explain. Scenario: The insured’s house has hail damage which creates an opening in the roof. He hires a contractor to tarp it to mitigate further damage and submits an invoice for $700. What would you recommend to the principles? Explain. Name a few common exclusions for Property Damage that you could or might encounter. What is utmost good faith? In your own words, define Estoppel. In your own words, explain 'Direct Damage'. Explain the difference between ACV and RC as it relates to property claims. Explain the concept of depreciation. Explain what deductible is. Explain what Proof of Loss is. Explain what Schedule of Loss is. What are some key items you look for when reviewing a residential property damage estimate?